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Home Inspections Before Winter Weather Comes

This time of year can be just great here in Tennessee. However, you won’t get much fireside snuggling done if your chimney clogs or your roof springs a leak. And while prepping your home for winter weather isn’t much fun, once you do it, your peace of mind can last all season long.

Here’s a handy checklist to make sure the weather stays outside where it ought to be.

Furnace Follies
If you have a forced-air furnace, visually inspect the outside of your system, the ducts, and other points attached to the unit. Repairing potential air leaks is easy to do with a little duct tape. It’s also a great time to clean or replace the filter according to the manufacturer’s instructions. If you can reach them, vacuum off the blower blades while you’re in there.

Winter Weather Stripping
A common source of heat loss and drafty spaces is faulty door or window weather-stripping. Check for drafts by holding a lit candle a couple of inches from the seam. If the flame moves (and you’re sure it’s not the dog breathing over your shoulder) you could have a leak. Typically these are easier to replace entirely than “spot repairing” and kits for doing so may be found at any hardware store.

Chim Chim Cher-ee
Creosote is the black, scaly deposit left behind in wood-burning chimneys. It slows airflow and is an enormous fire hazard. While the chimney is cool, take a flashlight and look for build-up past the damper (at the mouth of the flue near the base of the chimney). If you burn a lot of wood during the season–or very resinous wood like pine–cleaning the chimney is an annual must-do. This is one repair where hiring qualified professionals is best because they have the proper tools and experience to make sure it’s done right.

Stormin’ the Doors
Operational storm doors and windows prevent additional drafts and save energy costs. Make sure the hinges are lubricated and adjusted so they close properly. If you have interchangeable glass panels, make sure to install them instead of leaving the screens over winter.

Rain Gutter Braining
Clean gutters help prevent many cold weather problems from arising, such as basement flooding, siding damage, and door and window leaks. Clean gutters also help keep your foundation dry and repair-free. Plus, if your gutters are holding too much water they can pull free of eaves and fall off at any time, posing a hazard to your noggin.

Show Your Best Siding
In some cases you’ll need to hire a professional to make siding (or paint) repairs, but you can easily inspect for cracks and separations, peeling paint, or other damage that’s not difficult to repair yourself. Usually, a little caulk and some paint do the trick. But don’t leave it to chance–or leave it too long–because when water gets behind siding it’s expensive to repair as well as a health hazard.

Put a Lid On It
If possible, check your roof close up. You can use binoculars to inspect safely from the ground. Look for missing tiles, cracked shingles, and “bald spots”. If you have a composition roof past its warranty, make sure to check for brittleness, a sure sign it needs replacing. Also, if you notice lots of asphalt granules in your newly spotless rain gutters, it’s a sign your roof is eroding and needs replacing soon. Lastly, make sure to check the flashing around the edges of the roof for damage.

Taking just a few minutes this time of year to inspect your home for these common cold weather entry points and it will prevent more costly repairs, reward you with a lower energy bill, and help you have a relaxing holiday season.

Home Insurance

Homeowners Insurance in Tennessee

Tennessee Home Homeowners Condo Renters Apartment Insurance

Owning a home is one of the biggest investments you might make in your entire life. It has been part of the “American Dream” for decades and continues to be a goal for many people. That’s why choosing the right homeowners insurance will be so important when you take this big step! Home insurance can be daunting. Buying a policy “off the shelf” without a plan or professional advice can result in the difference between what you really needed and what you ended up paying for being vastly different. Your homeowner’s insurance policy should reflect the reality of your home’s uniqueness, your lifestyle and your financial assets.

Tennessee Homeowners,Condominium Insurance, Co-op and Renters Insurance

There are important differences in condominium insurance, renters insurance and homeowners insurance but one factor ties them all together: making sure YOUR property is covered for almost any kind of issue. Watauga Insurance has worked hard to put together homeowners, renters and condominium insurance plans that are some of the highest rated in the country. Your insurance policy should pay for financial losses but we also believe policies should help prevent losses and accidents, and be flexible. Above all, it should provide you with the security that comes only from the knowledge that your home is properly insured.

For this reason the companies we represent continue to receive the highest ratings from the insurance industry’s leading analysts and rating authorities.

We can offer you:

  • Many coverages to protect both you and your property.
  • Responsive and caring Claims service.
  • Property insurance at an affordable price.

We’re always pleased to provide professional and friendly consultations regarding Homeowners, Condominium, and Renters insurance to help you understand the importance of insurance protection you can truly be comfortable with.



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