About Watauga Insurance
Johnson City's independent agency for coverage that truly fits
Since 1974, Watauga Insurance, Inc. has helped families and business owners throughout Tennessee and Virginia protect what matters most. Because we’re independent, we aren’t tied to a single insurance company. We compare options from top-rated carriers, explain them in plain language and help you choose coverage that fits your life and your budget.
- Independent since 1974
- Licensed in TN & VA
- Free, no-obligation quotes
Right here in Johnson City
201 West Watauga Avenue, Johnson City, TN
The independent advantage
We work for you, not for an insurance company
We keep strong relationships with many well-known, reputable insurance companies, so our advice starts with your needs instead of one company’s product list. The result is real market options and the right blend of price, coverage and service.
More choices, better value
We shop your coverage with multiple carriers so you can compare real options side by side, not a single take-it-or-leave-it quote.
Advice in plain language
Our experienced advisors explain every option clearly, so you can make informed decisions about your protection.
On your side at claim time
From selecting coverage through filing a claim, we are your agent and your advocate at every step.
How we work with you
Getting the right coverage is simple
No jargon, no pressure. Here is what working with our team looks like.
01
Tell us what matters
Share a little about your family, home, vehicles or business. A quick call or an online quote request is all it takes.
02
We shop the market
We compare coverage and pricing from the insurance companies we represent to find your strongest options.
03
Choose with confidence
We walk you through each option side by side, with no pressure and no obligation, so the decision is yours.
04
We stay in your corner
Policy changes, coverage reviews and claims support: we are here for you long after the paperwork is done.
What we protect
Coverage for your home, family and business
Whether you are insuring your first car or a growing company, we build a plan around the way you live and work.
Personal insurance
Protect your family, your home and everything you drive with coverage that fits your life.
Business insurance
Keep your business, your people and your income protected, whatever your industry.
Our goal is to always treat you as part of our family.
The Watauga Insurance team
What you can count on
A local team that puts you first
- A local, personalized service experience in Johnson City
- Licensed professionals serving Tennessee and Virginia
- Free, no-obligation quotes and honest recommendations
- Help with policy changes, reviews and claims, year after year
Our Team
Our Team of Insurance Professionals
Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.
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Let's talk
Let's find the right coverage for you
Get a free, no-obligation quote in minutes, give us a call, or stop by our office on West Watauga Avenue. We’d love to meet you.
- 201 West Watauga Avenue, Johnson City, TN 37604
- (423) 929-7103
- Monday to Friday, 8:30 AM to 4:30 PM
Watauga Insurance, Inc. is licensed in Tennessee and Virginia. Insurance coverage cannot be bound or changed via submission of any online form or application provided on this site. No binder, insurance policy, change, addition and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.