NEWS & ARTICLES FROM Watauga Insurance, Inc.

Scheduling Under Homeowners

SCHEDULING ITEMS UNDER YOUR HOMEOWNERS INSURANCE

Perhaps it’s the latest electronic gadget or large screen hi-def television, or new sporting goods gear or maybe a piece of sparkling jewelry. If you happen to receive or purchase a particularly expensive item, you may consider purchasing extra protection, just in case.

Why would I need to schedule valuable items?

The protection provided for personal property under the typical homeowners, condo or renters policy is very broad, and includes coverage for your furniture, clothing, and appliances.…

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Excess Liability

Umbrella Excess Liability Insurance For Your Business

You must protect your customers from potential injury – your financial security can be put at risk if you are legally liable for damage to someone’s property or if someone is injured as a result of your business operation. No matter how thoroughly you have been trained in your line of business, you are not fully protected unless you have liability insurance.

Court looking building with the word Insurance engraved on it

Umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverages.…

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Inland Marine Insurance

Inland Marine Insurance For Your Business

If you move goods or equipment from one location to another, or have an off-premises exposure, you need the special protection of Inland Marine coverage. Inland Marine can protect many types of property including property at your location, in transit, at a customer’s location, or property of others in your care. We have numerous coverages designed to provide you with the specific protection your business needs.

A compass sits on a navigational map

The following is a list of only some of the coverages available:

  • Accounts Receivable
  • Boat Dealers and Marina Operators
  • Builders Risk and Installation
  • Camera and Musical Instrument Dealers
  • Contractors Equipment and Tools
  • Electronic Data Processing Equipment
  • Equipment Dealers
  • Exhibition
  • Fine Arts
  • Merchants Property
  • Mobile Communication Equipment such as cellular phones, CBs, etc.
…
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Insurance FAQ

FREQUENTLY ASKED QUESTIONS ABOUT INSURANCE

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DISCLAIMER: Statements on this website provide general information only as it relates to policies and coverages. All coverages are subject to the terms, conditions and exclusions of the actual policy issued so contact one of our licensed agents for questions regarding your specific needs and policy.

Auto Insurance




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FAQ: Auto Insurance

What should I consider when purchasing automobile insurance?

There are a number of factors you should consider when purchasing any product or service, and insurance is no different.…

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Homebuyer Glossary

Homebuyers Glossary of Terminology


A

  • acceleration clause

    A provision in a mortgage that gives the lender the right to demand payment of the entire principal balance if a monthly payment is missed.

  • acceptance

    An offeree’s consent to enter into a contract and be bound by the terms of the offer.

  • additional principal payment

    A payment by a borrower of more than the scheduled principal amount due in order to reduce the remaining balance on the loan.

  • adjustable-rate mortgage (ARM)

    A mortgage that permits the lender to adjust its interest rate periodically on the basis of changes in a specified index.

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Contact

Watauga Insurance, Inc.

Contact Us

Watauga Insurance, Inc.
201 West Watauga Avenue
Johnson City, TN 37604

Tel: (423) 929-7103
Fax: (423) 929-7105
Email: Send Email

Monday – Friday8:30 AM — 4:30 PM
Saturday – SundayClosed
Mailing Address:
Watauga Insurance, Inc.
P.O. Box 3644
Johnson City, TN 37602-3644

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Secure Insurance Quotes

REQUEST YOUR INSURANCE QUOTE

Briefly working together, we’ll get you the protection you request at a great price
Licensed in the following States: Tennessee, Virginia

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.
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Long-Term Care Insurance

LONG-TERM CARE INSURANCE

Long-Term Care Insurance helps you protect your assets and maintain your financial security should you need long-term care later in life. While no one likes to think about the escalating costs of nursing homes and other elder care expenses, planning now can provide you – and your family – peace of mind now and in the future.

What is long-term care?

The phrase “long-term care” refers to a broad range of medical and personal services. Long-term care goes beyond standard hospitalization and nursing care, and includes all the assistance you could need if you are unable to care for yourself for an extended period of time.…

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