Personal Health Insurance throughout Tennessee & Virginia
Every year the cost of providing healthcare increases dramatically. Simple same-day surgeries, required tests, and emergency attention can add up to tens of thousands of dollars. The professionals at Watauga Insurance, Inc. can help you find a plan that matches your needs and your budget.
Watauga Insurance, Inc. will help you find a plan that fits your needs and your budget in Johnson City, Tennessee.
Individual Insurance
Individual health insurance covers one person or a family, purchased directly from an insurance company rather than through an employer. Coverage is evaluated based on your personal risk profile, health history, and other factors.
What the insurer wants to know
Your health history is reviewed, a Medical Information Bureau (MIB) check may be conducted, and exclusion riders may apply for pre-existing conditions. Being transparent with your agent ensures you get the most accurate coverage options available.
Benefits of Individual Coverage
Individual coverage is far better than being uninsured. It gives you direct policy control over deductibles and co-payments, and ensures you have a framework for managing healthcare costs before a major health event occurs.
Personal Health Insurance — Coverage Options Can Include:
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Medical expenses coverage
Emergency & hospital care
Individual policy control
Pre-existing condition options